/* Origin Mortgage - Premium Modern Design */

/* ========== CSS RESET & BASE ========== */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  /* Color Palette - Navy & Gold Premium */
  --primary-navy: #0a2540;
  --secondary-navy: #1a3a5c;
  --accent-gold: #d4a574;
  --accent-gold-light: #e8c4a0;
  --accent-gold-dark: #b8905f;
  
  --text-primary: #0a2540;
  --text-secondary: #4a5568;
  --text-light: #718096;
  --text-white: #ffffff;
  
  --bg-white: #ffffff;
  --bg-light: #f7fafc;
  --bg-accent: #fef9f3;
  
  --shadow-sm: 0 2px 8px rgba(10, 37, 64, 0.08);
  --shadow-md: 0 4px 16px rgba(10, 37, 64, 0.12);
  --shadow-lg: 0 8px 32px rgba(10, 37, 64, 0.16);
  
  --border-radius: 12px;
  --border-radius-sm: 8px;
  --border-radius-lg: 16px;
  
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: var(--text-primary);
  line-height: 1.6;
  background: var(--bg-white);
  overflow-x: hidden;
}

/* ========== TYPOGRAPHY ========== */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&family=Playfair+Display:wght@700;800&display=swap');

h1, h2, h3, h4, h5, h6 {
  font-weight: 700;
  line-height: 1.2;
  color: var(--text-primary);
}

h1 {
  font-size: clamp(2.5rem, 5vw, 4rem);
  font-family: 'Playfair Display', serif;
  font-weight: 800;
  letter-spacing: -0.02em;
}

h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  letter-spacing: -0.01em;
}

h3 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
}

h4 {
  font-size: clamp(1.25rem, 2.5vw, 1.5rem);
  font-weight: 600;
}

p {
  font-size: 1.125rem;
  line-height: 1.7;
  color: var(--text-secondary);
}

/* ========== NAVIGATION ========== */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(10, 37, 64, 0.08);
  padding: 1rem 0;
  z-index: 1000;
  transition: var(--transition);
}

.navbar.scrolled {
  box-shadow: var(--shadow-md);
}

.nav-container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--primary-navy);
  text-decoration: none;
  font-family: 'Playfair Display', serif;
  letter-spacing: -0.01em;
  display: inline-flex;
  align-items: center;
}

.logo span {
  color: var(--accent-gold);
}

.logo-image {
  width: 280px;
  height: auto;
  display: block;
  padding: 0.25rem 0;
}

.footer-logo-image {
  width: 240px;
  height: auto;
  display: block;
}

.logo-text {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
}

.footer-logo-text {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--text-white);
  font-family: 'Playfair Display', serif;
  clip-path: inset(50%);
  border: 0;
}

.nav-links {
  display: flex;
  gap: 2.5rem;
  list-style: none;
  align-items: center;
}

.nav-links a {
  color: var(--text-primary);
  text-decoration: none;
  font-weight: 500;
  font-size: 0.95rem;
  transition: var(--transition);
  position: relative;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--accent-gold);
  transition: var(--transition);
}

.nav-links a:hover::after {
  width: 100%;
}

.nav-cta {
  padding: 0.75rem 1.5rem;
  background: var(--accent-gold);
  color: var(--text-white);
  border-radius: var(--border-radius-sm);
  font-weight: 600;
}

.nav-cta:hover {
  background: var(--accent-gold-dark);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.nav-cta::after {
  display: none;
}

/* Mobile Menu Toggle */
.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
}

.menu-toggle span {
  width: 25px;
  height: 3px;
  background: var(--primary-navy);
  border-radius: 2px;
  transition: var(--transition);
}

/* ========== HERO SECTION ========== */
.hero {
  padding: 180px 2rem 100px;
  background: linear-gradient(135deg, var(--primary-navy) 0%, var(--secondary-navy) 100%);
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(212, 165, 116, 0.15) 0%, transparent 70%);
  border-radius: 50%;
}

.hero-container {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-content h1 {
  color: var(--text-white);
  margin-bottom: 1.5rem;
  line-height: 1.1;
}

.hero-tagline {
  font-size: 1.5rem;
  color: var(--accent-gold-light);
  margin-bottom: 2rem;
  font-weight: 500;
}

.hero-content p {
  color: rgba(255, 255, 255, 0.9);
  font-size: 1.25rem;
  margin-bottom: 3rem;
  max-width: 540px;
}

.hero-cta-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.cta-card {
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(10px);
  border: 2px solid rgba(212, 165, 116, 0.3);
  padding: 2rem;
  border-radius: var(--border-radius);
  text-align: center;
  transition: var(--transition);
  cursor: pointer;
  text-decoration: none;
  display: block;
}

.cta-card:hover {
  transform: translateY(-4px);
  background: rgba(255, 255, 255, 0.12);
  border-color: var(--accent-gold);
  box-shadow: 0 12px 48px rgba(212, 165, 116, 0.2);
}

.cta-icon {
  font-size: 2.5rem;
  margin-bottom: 1rem;
}

.cta-card h3 {
  color: var(--text-white);
  font-size: 1.5rem;
  margin-bottom: 0.5rem;
}

.cta-card p {
  color: rgba(255, 255, 255, 0.8);
  font-size: 1rem;
  margin: 0;
}

.hero-stats {
  display: flex;
  gap: 3rem;
  margin-top: 3rem;
}

.stat-item {
  text-align: center;
}

.stat-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--accent-gold);
  display: block;
  font-family: 'Playfair Display', serif;
}

.stat-label {
  color: rgba(255, 255, 255, 0.8);
  font-size: 0.95rem;
  margin-top: 0.25rem;
}

.hero-visual {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero-image-placeholder {
  width: 100%;
  max-width: 550px;
  height: 500px;
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(10px);
  border-radius: var(--border-radius-lg);
  border: 2px solid rgba(212, 165, 116, 0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255, 255, 255, 0.6);
  font-size: 1.25rem;
  position: relative;
  overflow: hidden;
}

.hero-image-placeholder::before {
  content: '';
  position: absolute;
  top: 20%;
  left: 20%;
  width: 60%;
  height: 60%;
  background: radial-gradient(circle, rgba(212, 165, 116, 0.2) 0%, transparent 70%);
  border-radius: 50%;
  animation: pulse 3s ease-in-out infinite;
}

@keyframes pulse {
  0%, 100% { transform: scale(1); opacity: 0.5; }
  50% { transform: scale(1.1); opacity: 0.8; }
}

/* ========== SECTIONS ========== */
section {
  padding: 100px 2rem;
}

.container {
  max-width: 1280px;
  margin: 0 auto;
}

.section-header {
  text-align: center;
  margin-bottom: 4rem;
}

.section-label {
  display: inline-block;
  color: var(--accent-gold);
  font-weight: 600;
  font-size: 0.95rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 1rem;
}

.section-header h2 {
  margin-bottom: 1rem;
}

.section-header p {
  max-width: 700px;
  margin: 0 auto;
  font-size: 1.25rem;
}

/* ========== PROGRAMS SECTION ========== */
.programs-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
}

.program-card {
  background: var(--bg-white);
  border: 2px solid rgba(10, 37, 64, 0.08);
  border-radius: var(--border-radius);
  padding: 2.5rem;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.program-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--accent-gold), var(--accent-gold-light));
  transform: scaleX(0);
  transform-origin: left;
  transition: var(--transition);
}

.program-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent-gold);
}

.program-card:hover::before {
  transform: scaleX(1);
}

.program-icon {
  font-size: 3rem;
  margin-bottom: 1.5rem;
  display: block;
}

.program-card h3 {
  font-size: 1.5rem;
  margin-bottom: 1rem;
  color: var(--primary-navy);
}

.program-card p {
  margin-bottom: 1.5rem;
  font-size: 1rem;
}

.program-features {
  list-style: none;
  margin-bottom: 1.5rem;
}

.program-features li {
  padding: 0.5rem 0;
  padding-left: 1.75rem;
  position: relative;
  color: var(--text-secondary);
  font-size: 0.95rem;
}

.program-features li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--accent-gold);
  font-weight: 700;
}

.learn-more {
  color: var(--accent-gold);
  font-weight: 600;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  transition: var(--transition);
}

.learn-more:hover {
  gap: 0.75rem;
  color: var(--accent-gold-dark);
}

/* ========== WHY ORIGIN SECTION ========== */
.why-origin {
  background: var(--bg-accent);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 3rem;
  margin-top: 3rem;
}

.why-item {
  text-align: center;
}

.why-icon {
  width: 80px;
  height: 80px;
  background: linear-gradient(135deg, var(--accent-gold), var(--accent-gold-light));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  margin: 0 auto 1.5rem;
  box-shadow: 0 8px 24px rgba(212, 165, 116, 0.3);
}

.why-item h3 {
  margin-bottom: 1rem;
  font-size: 1.5rem;
}

.why-item p {
  font-size: 1rem;
}

/* ========== SOCIAL PROOF SECTION ========== */
.social-proof {
  background: var(--primary-navy);
  color: var(--text-white);
}

.social-proof .section-header h2,
.social-proof .section-label {
  color: var(--text-white);
}

.social-proof .section-header p {
  color: rgba(255, 255, 255, 0.9);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 3rem;
  margin-bottom: 5rem;
  text-align: center;
}

.stats-grid .stat-item {
  padding: 2rem;
  background: rgba(255, 255, 255, 0.05);
  border-radius: var(--border-radius);
  backdrop-filter: blur(10px);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 2rem;
}

.testimonial-card {
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(10px);
  padding: 2.5rem;
  border-radius: var(--border-radius);
  border: 2px solid rgba(212, 165, 116, 0.2);
}

.testimonial-stars {
  color: var(--accent-gold);
  font-size: 1.5rem;
  margin-bottom: 1rem;
}

.testimonial-text {
  color: rgba(255, 255, 255, 0.9);
  font-size: 1.1rem;
  font-style: italic;
  margin-bottom: 1.5rem;
  line-height: 1.7;
}

.testimonial-author {
  color: var(--text-white);
  font-weight: 600;
  margin-bottom: 0.25rem;
}

.testimonial-role {
  color: var(--accent-gold-light);
  font-size: 0.9rem;
}

/* ========== BUTTONS ========== */
.btn {
  display: inline-block;
  padding: 1rem 2.5rem;
  border-radius: var(--border-radius-sm);
  font-weight: 600;
  font-size: 1.05rem;
  text-decoration: none;
  transition: var(--transition);
  border: none;
  cursor: pointer;
  text-align: center;
}

.btn-primary {
  background: var(--accent-gold);
  color: var(--text-white);
  box-shadow: var(--shadow-md);
}

.btn-primary:hover {
  background: var(--accent-gold-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-secondary {
  background: transparent;
  color: var(--text-white);
  border: 2px solid var(--text-white);
}

.btn-secondary:hover {
  background: var(--text-white);
  color: var(--primary-navy);
}

.btn-outline {
  background: transparent;
  color: var(--accent-gold);
  border: 2px solid var(--accent-gold);
}

.btn-outline:hover {
  background: var(--accent-gold);
  color: var(--text-white);
}

.btn-large {
  padding: 1.25rem 3rem;
  font-size: 1.15rem;
}

/* ========== CTA SECTION ========== */
.cta-section {
  background: linear-gradient(135deg, var(--primary-navy) 0%, var(--secondary-navy) 100%);
  color: var(--text-white);
  text-align: center;
  padding: 80px 2rem;
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  top: -50%;
  left: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(212, 165, 116, 0.12) 0%, transparent 70%);
  border-radius: 50%;
}

.cta-section h2 {
  color: var(--text-white);
  margin-bottom: 1.5rem;
}

.cta-section p {
  color: rgba(255, 255, 255, 0.9);
  font-size: 1.25rem;
  margin-bottom: 2.5rem;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.cta-buttons {
  display: flex;
  gap: 1.5rem;
  justify-content: center;
  flex-wrap: wrap;
}

/* ========== FOOTER ========== */
.footer {
  background: var(--primary-navy);
  color: rgba(255, 255, 255, 0.8);
  padding: 4rem 2rem 2rem;
}

.footer-container {
  max-width: 1280px;
  margin: 0 auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}

.footer-brand {
  max-width: 350px;
}

.footer-logo {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--text-white);
  margin-bottom: 1rem;
  font-family: 'Playfair Display', serif;
  display: inline-flex;
  align-items: center;
}

.footer-logo span {
  color: var(--accent-gold);
}

.footer-tagline {
  color: var(--accent-gold-light);
  font-size: 1.1rem;
  margin-bottom: 1rem;
}

.footer-brand p {
  font-size: 0.95rem;
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.footer-nmls {
  background: rgba(212, 165, 116, 0.1);
  padding: 0.75rem 1rem;
  border-radius: var(--border-radius-sm);
  border-left: 3px solid var(--accent-gold);
  font-size: 0.9rem;
  font-weight: 600;
}

.footer-section h4 {
  color: var(--text-white);
  margin-bottom: 1.5rem;
  font-size: 1.1rem;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 0.75rem;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  transition: var(--transition);
  font-size: 0.95rem;
}

.footer-links a:hover {
  color: var(--accent-gold-light);
  padding-left: 4px;
}

.footer-contact p {
  margin-bottom: 0.75rem;
  font-size: 0.95rem;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-copyright {
  font-size: 0.9rem;
}

.footer-legal {
  display: flex;
  gap: 2rem;
  list-style: none;
}

.footer-legal a {
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  font-size: 0.9rem;
  transition: var(--transition);
}

.footer-legal a:hover {
  color: var(--accent-gold-light);
}

/* ========== WHOLESALE PAGE SPECIFIC ========== */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
  margin-top: 3rem;
}

.benefit-card {
  background: var(--bg-white);
  padding: 2.5rem;
  border-radius: var(--border-radius);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  border: 2px solid transparent;
}

.benefit-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent-gold);
}

.benefit-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--accent-gold), var(--accent-gold-light));
  border-radius: var(--border-radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  margin-bottom: 1.5rem;
}

.benefit-card h3 {
  margin-bottom: 1rem;
  font-size: 1.5rem;
}

.steps-container {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin-top: 3rem;
}

.step-card {
  text-align: center;
  padding: 2rem;
  position: relative;
}

.step-card::after {
  content: '→';
  position: absolute;
  right: -1rem;
  top: 50%;
  transform: translateY(-50%);
  font-size: 2rem;
  color: var(--accent-gold-light);
}

.step-card:last-child::after {
  display: none;
}

.step-number {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--accent-gold), var(--accent-gold-light));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--text-white);
  margin: 0 auto 1.5rem;
}

.step-card h3 {
  margin-bottom: 1rem;
  font-size: 1.5rem;
}

.contact-card {
  background: var(--bg-accent);
  padding: 3rem;
  border-radius: var(--border-radius-lg);
  text-align: center;
  margin-top: 3rem;
  border: 2px solid var(--accent-gold-light);
}

.contact-card h3 {
  font-size: 2rem;
  margin-bottom: 1rem;
}

.contact-card p {
  font-size: 1.25rem;
  margin-bottom: 2rem;
}

.contact-info {
  display: flex;
  gap: 3rem;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 2rem;
}

.contact-item {
  text-align: center;
}

.contact-label {
  font-size: 0.9rem;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 0.5rem;
}

.contact-value {
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--primary-navy);
}

.contact-value a {
  color: var(--accent-gold);
  text-decoration: none;
  transition: var(--transition);
}

.contact-value a:hover {
  color: var(--accent-gold-dark);
}


/* ========== PAGE HEROES & BADGES ========== */
.page-hero {
  padding: 180px 2rem 80px;
  background: linear-gradient(135deg, var(--primary-navy) 0%, var(--secondary-navy) 100%);
  color: var(--text-white);
}

.page-hero .container {
  max-width: 1100px;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.page-hero .eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-size: 0.9rem;
  color: var(--accent-gold-light);
  font-weight: 600;
}

.page-hero h1 {
  color: var(--text-white);
  margin-bottom: 0.5rem;
}

.page-hero p {
  color: rgba(255, 255, 255, 0.9);
  font-size: 1.2rem;
  max-width: 800px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.hero-actions .btn-secondary {
  border-color: var(--accent-gold-light);
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  background: rgba(255, 255, 255, 0.08);
  border-radius: 50px;
  padding: 0.5rem 1.5rem;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--accent-gold-light);
}

/* ========== WHOLESALE PAGE ELEMENTS ========== */
.program-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--bg-white);
  border-radius: var(--border-radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.table-wrapper {
  width: 100%;
  overflow-x: auto;
}

.program-table th,
.program-table td {
  padding: 1.25rem 1.5rem;
  text-align: left;
  border-bottom: 1px solid rgba(10, 37, 64, 0.1);
}

.program-table th {
  background: var(--bg-accent);
  font-size: 1rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-primary);
}

.program-table tr:last-child td {
  border-bottom: none;
}

.program-table .tag {
  display: inline-block;
  padding: 0.25rem 0.75rem;
  border-radius: 999px;
  background: rgba(212, 165, 116, 0.15);
  color: var(--primary-navy);
  font-size: 0.85rem;
  font-weight: 600;
}

.tech-support-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}

.support-card {
  background: var(--bg-white);
  padding: 2rem;
  border-radius: var(--border-radius);
  border: 1px solid rgba(10, 37, 64, 0.08);
  box-shadow: var(--shadow-sm);
}

.support-card h4 {
  margin-bottom: 0.75rem;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.5rem;
}

.process-card {
  background: var(--bg-white);
  padding: 2rem;
  border-radius: var(--border-radius);
  text-align: center;
  border: 1px solid rgba(10, 37, 64, 0.08);
  box-shadow: var(--shadow-sm);
}

.process-step {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--accent-gold), var(--accent-gold-light));
  color: var(--text-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  margin: 0 auto 1rem;
}

.turn-times-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1rem;
}

.turn-card {
  background: var(--primary-navy);
  color: var(--text-white);
  padding: 1.75rem;
  border-radius: var(--border-radius);
  text-align: center;
}

.turn-card h3 {
  color: var(--accent-gold);
  font-size: 2rem;
  margin-bottom: 0.5rem;
}

.testimonial-placeholder {
  padding: 2rem;
  border-radius: var(--border-radius);
  border: 2px dashed rgba(10, 37, 64, 0.15);
  text-align: center;
  font-style: italic;
  background: var(--bg-light);
}

.cta-banner {
  background: linear-gradient(120deg, var(--secondary-navy), var(--primary-navy));
  border-radius: var(--border-radius-lg);
  padding: 3rem;
  text-align: center;
  color: var(--text-white);
  box-shadow: var(--shadow-lg);
}

.cta-banner h3 {
  color: var(--text-white);
  margin-bottom: 1rem;
}

.cta-banner .btn {
  margin: 0.5rem;
}

/* ========== PROGRAMS PAGE ELEMENTS ========== */
.programs-wrapper {
  display: grid;
  gap: 2.5rem;
  max-width: 1100px;
  margin: 0 auto;
}

.program-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.95rem;
}

.program badges? omitted

.feature-columns {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.feature-list {
  list-style: none;
}

.feature-list li {
  padding-left: 1.5rem;
  position: relative;
  margin-bottom: 0.5rem;
  color: var(--text-secondary);
}

.feature-list li::before {
  content: '•';
  position: absolute;
  left: 0;
  color: var(--accent-gold);
}

.program-cta {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.program-detail-card summary {
  list-style: none;
  cursor: pointer;
  display: block;
}

.program-detail-card summary::-webkit-details-marker {
  display: none;
}

.program-detail-card[open] {
  border-color: var(--accent-gold);
  box-shadow: var(--shadow-lg);
}


/* ========== ABOUT PAGE ELEMENTS ========== */
.story-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
}

.story-card {
  background: var(--bg-white);
  padding: 2rem;
  border-radius: var(--border-radius);
  border: 1px solid rgba(10, 37, 64, 0.08);
  box-shadow: var(--shadow-sm);
}

.metrics-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 1.5rem;
}

.metric {
  background: var(--bg-light);
  padding: 1.5rem;
  border-radius: var(--border-radius);
  text-align: center;
}

.metric h3 {
  font-size: 2rem;
  color: var(--primary-navy);
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}

.team-card {
  background: var(--bg-white);
  border-radius: var(--border-radius);
  padding: 2rem;
  text-align: center;
  border: 1px solid rgba(10, 37, 64, 0.08);
}

.team-photo {
  width: 100px;
  height: 100px;
  border-radius: 50%;
  background: rgba(10, 37, 64, 0.08);
  margin: 0 auto 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  color: var(--accent-gold);
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
}

.value-card {
  background: var(--bg-accent);
  padding: 2rem;
  border-radius: var(--border-radius);
  border-left: 4px solid var(--accent-gold);
}

/* ========== CONTACT PAGE ELEMENTS ========== */
.contact-panels {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}

.contact-panel {
  border: 1px solid rgba(10, 37, 64, 0.08);
  border-radius: var(--border-radius);
  padding: 2rem;
}

.contact-panel h3 {
  margin-bottom: 1rem;
}

.contact-panel ul {
  list-style: none;
}

.contact-panel li {
  margin-bottom: 0.5rem;
  color: var(--text-secondary);
}

.contact-form-card {
  background: var(--bg-white);
  border-radius: var(--border-radius-lg);
  padding: 3rem;
  box-shadow: var(--shadow-md);
  border: 1px solid rgba(10, 37, 64, 0.08);
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
  margin-bottom: 1.5rem;
}

.form-group label {
  display: block;
  font-weight: 600;
  margin-bottom: 0.5rem;
  color: var(--text-primary);
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.85rem 1rem;
  border-radius: var(--border-radius-sm);
  border: 1px solid rgba(10, 37, 64, 0.2);
  font-family: inherit;
  font-size: 1rem;
}

.form-group textarea {
  min-height: 140px;
  resize: vertical;
}

.info-list {
  list-style: none;
  padding: 0;
}

.info-list li {
  margin-bottom: 0.5rem;
  font-size: 1rem;
}

/* ========== RETAIL PAGE ELEMENTS ========== */
.consumer-programs {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}

.consumer-card {
  border: 1px solid rgba(10, 37, 64, 0.1);
  border-radius: var(--border-radius);
  padding: 2rem;
  background: var(--bg-white);
}

.faq-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.25rem;
}

.faq-item {
  border: 1px solid rgba(10, 37, 64, 0.08);
  border-radius: var(--border-radius);
  padding: 1.5rem;
  background: var(--bg-light);
}

/* ========== LEARNING PAGE ELEMENTS ========== */
.article-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}

.article-card {
  background: var(--bg-white);
  border-radius: var(--border-radius);
  padding: 2rem;
  border: 1px solid rgba(10, 37, 64, 0.08);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
}

.article-card h3 {
  margin-bottom: 0.75rem;
}

.article-card p {
  font-size: 0.95rem;
  margin-bottom: 1rem;
}

.article-card a {
  margin-top: auto;
  font-weight: 600;
  color: var(--accent-gold);
}

/* ========== PROGRAMS PAGE SPECIFIC ========== */
.programs-hero {
  padding: 140px 2rem 80px;
  background: linear-gradient(135deg, var(--primary-navy) 0%, var(--secondary-navy) 100%);
  text-align: center;
}

.programs-hero h1 {
  color: var(--text-white);
  margin-bottom: 1.5rem;
}

.programs-hero p {
  color: rgba(255, 255, 255, 0.9);
  font-size: 1.25rem;
  max-width: 800px;
  margin: 0 auto;
}

.program-detail-card {
  background: var(--bg-white);
  border-radius: var(--border-radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
  border: 2px solid transparent;
}

.program-detail-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent-gold);
}

.program-header {
  background: linear-gradient(135deg, var(--primary-navy), var(--secondary-navy));
  padding: 2.5rem;
  color: var(--text-white);
}

.program-header h3 {
  color: var(--text-white);
  font-size: 2rem;
  margin-bottom: 0.75rem;
}

.program-subtitle {
  color: var(--accent-gold-light);
  font-size: 1.1rem;
}

.program-body {
  padding: 2.5rem;
}

.program-description {
  margin-bottom: 2rem;
  font-size: 1.1rem;
}

.program-features-title {
  font-size: 1.25rem;
  font-weight: 600;
  margin-bottom: 1rem;
  color: var(--primary-navy);
}

/* ========== RESPONSIVE DESIGN ========== */
@media (max-width: 1024px) {
  .hero-container {
    grid-template-columns: 1fr;
    text-align: center;
  }
  
  .hero-visual {
    display: none;
  }
  
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  
  .steps-container {
    grid-template-columns: 1fr;
  }
  
  .step-card::after {
    right: 50%;
    top: auto;
    bottom: -1.5rem;
    transform: translateX(50%) rotate(90deg);
  }
}

@media (max-width: 768px) {
  .nav-links {
    display: none;
  }
  
  .menu-toggle {
    display: flex;
  }
  
  .hero {
    padding: 120px 1.5rem 80px;
  }
  
  .hero-cta-split {
    grid-template-columns: 1fr;
  }
  
  .hero-stats {
    flex-direction: column;
    gap: 2rem;
  }
  
  section {
    padding: 60px 1.5rem;
  }
  
  .programs-grid {
    grid-template-columns: 1fr;
  }
  
  .footer-grid {
    grid-template-columns: 1fr;
  }
  
  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }
  
  .cta-buttons {
    flex-direction: column;
    align-items: center;
  }
  
  .btn {
    width: 100%;
    max-width: 300px;
  }
}

@media (max-width: 480px) {
  h1 {
    font-size: 2rem;
  }
  
  h2 {
    font-size: 1.75rem;
  }
  
  .hero-tagline {
    font-size: 1.25rem;
  }
  
  .stat-number {
    font-size: 2rem;
  }
}

/* ========== ANIMATIONS ========== */
@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.fade-in-up {
  animation: fadeInUp 0.6s ease-out;
}

/* Smooth scrolling */
html {
  scroll-behavior: smooth;
}