Our Story

28 Years of Lending Leadership

Origin Mortgage was founded in 1998 with a simple principle: create Non-QM and specialty programs that empower borrowers and brokers when traditional lenders walk away.

Founded 1998

Origin opened its doors in 1998 at the start of the modern Non-QM era. We built our reputation on solving the income puzzles other lenders declined.

28+ Years Strong

Through every market cycle, our team continued to innovate new guidelines, faster processes, and borrower education that keeps trust high.

National Footprint

Headquartered on the East Coast with distributed teams nationwide, we lend in all 50 states with regional Non-QM specialists.

28+

Years solving complex loans

$5B+

Funded volume

15K+

Borrowers served

50

States licensed

The People Behind Origin

Seasoned operators with a hands-on approach to every borrower and broker relationship.

MC

Michael Camus

Founder & President

Michael founded Origin in 1998 and continues to drive the company's vision for innovative lending solutions.

BC

Bryan Caceda

Executive Vice President of Operations

Bryan oversees day-to-day operations, ensuring seamless execution across all lending channels.

JG

Jonathan Guida

Managing Partner

Jonathan leads wholesale and portfolio strategy, ensuring every scenario receives direct executive guidance.

NV

Nick Vicale

VP of Sales

Nick drives business development and sales strategy across Origin's wholesale and retail channels.

TK

Tori Kunta

Senior Processor

Tori manages complex loan files with precision, keeping pipelines moving and closings on schedule.

MR

Mia Reyes

Junior Processor

Mia supports loan processing and documentation, ensuring every file is complete and compliant.

JE

Jessica Espinosa

Administrator

Jessica keeps Origin's operations running smoothly, coordinating across teams and managing administrative functions.

What We Believe

Our mission is to expand access to credit responsibly while honoring every borrower story.

Client First

Every recommendation starts with understanding the borrower's goals, not just their income docs.

Transparency

We communicate proactively with borrowers, brokers, and partners so there are zero surprises at closing.

Innovation

We continually design new Non-QM and investor programs that keep Origin ahead of the market.

Accountability

Leadership is accessible, underwriting is consistent, and turn times are published—and met.

Licensed Everywhere, Committed to Equity

Origin Mortgage, NMLS #213236, is approved in all 50 states and operates as an Equal Housing Lender.

NMLS #213236

Nationwide Licensing

Equal Housing

We uphold Fair Housing principles

1998

Year Founded

We believe every borrower deserves a path to homeownership when it's done responsibly.