Learning Center

Mortgage Education Center

Stay ahead with actionable Non-QM, DSCR, and investor insights curated by Origin Mortgage's credit and capital markets teams.

Guides & SEO Articles

Share these resources with borrowers and referral partners to demystify specialty lending.

What is Non-QM?

Understand how alternative documentation, manual underwriting, and common myths truly work.

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DSCR Explained

Learn how lenders calculate DSCR, acceptable property types, and strategies for lower ratios.

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Bank Statement Loans

Step-by-step guide for 12 or 24 month averaging, eligible deposits, and CPA letters.

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Non-QM vs FHA

Compare credit flexibilities, down payment requirements, and long-term costs.

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Non-QM vs Conventional

When to use alternative documentation instead of agency guidelines, plus pricing insights.

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Investment Property Loans

From DSCR to blanket loans, review financing choices for 1-8 unit portfolios.

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Fix & Flip Financing

Understand leverage limits, draw schedules, and how to pair with DSCR take-outs.

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Foreign National Loans

See required visas, reserves, and credit alternatives for global buyers.

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Asset Depletion Basics

Turn assets into qualifying income with lender-friendly formulas and portfolio tips.

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Non-QM Trends 2026

Forecasts on pricing, investor appetite, and guideline expansion for the year ahead.

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